Financial Tools & Calculators
Tools to support informed decisions.
Helpful tools designed to provide guidance, improve understanding and support informed financial conversations.
Red Kite educational tool
Risk Reality Tool
Visualise the financial impact of illness, injury or loss of income before retirement. Educational guidance from Red Kite Financial Solutions.
Launch the toolProperty purchase
Stamp Duty Calculator
Estimate SDLT on residential property purchases in England and Northern Ireland — first-time buyer and additional property bands included.
Open calculatorMortgages
Mortgage Repayment Calculator
See estimated monthly repayments, total repayable and total interest. Capital-and-interest or interest-only options.
Open calculatorThe Risk Reality tool is provided for general information purposes only and does not constitute financial advice.
More tools
Additional calculators
Mortgages
Mortgage Payment Impact
See how a change in interest rate could affect your monthly payment.
Open toolProtection
Protection Gap Checker
Quickly gauge how long your savings might cover essential outgoings.
Open toolFirst-Time Buyer
First-Time Buyer Readiness
A simple readiness summary based on your deposit and circumstances.
Open toolThese tools provide estimates only and do not constitute financial or tax advice. Speak to an adviser for personalised guidance based on your circumstances.
Ready when you are
Speak to an adviser today.
Whether you're buying your first home, planning ahead or protecting what matters most — our advisers are here to help, on your terms.