Plan ahead, save more
Most lenders allow you to lock in a new deal up to six months before your current rate ends. We'll set a reminder, run the figures and present your options well in advance — no last-minute panic.
Remortgage
A better mortgage deal, with less hassle.
Whether your fixed rate is ending or you want to release equity, we'll review the whole market and handle the switch from start to finish.
Remortgaging is one of the simplest ways to reduce monthly outgoings or unlock funds tied up in your home. We compare your existing lender's offers against the wider market to make sure you're on the most suitable product for your circumstances.
- Rate switches and product transfers
- Capital raising for home improvements or debt consolidation
- Switching from interest-only to repayment
- Specialist lenders for adverse credit or complex income
- Fee-free advice with transparent costs
End-to-end handling
From application paperwork to liaising with solicitors on legal transfers, your dedicated adviser manages the entire process so the switch is seamless.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments
Client stories
What our clients say
Rated 5.0 by our clients
Mortgage
"Right from the start, James Cox was friendly, helpful and knowledgeable. Steering us in the right direction and getting our mortgage sorted with no fuss. When our lender dropped their rates, James was right on top of it, sorting a new deal in days and saving us money. We have nothing but praise for his service and we would highly recommend James to friends and family."
Oliver & Gemma Ross
Mortgage Advice · Adviser: James Cox
Remortgage
"We used Dave from Red Kite for our initial mortgage application. He explained the pros and cons of mortgage options and made the whole mortgage process easy to understand. When it was time to remortgage 5 years later, we did not hesitate to contact him once again."
Emma
Mortgage & Remortgage · Adviser: Dave
Remortgage
"We were looking to remortgage our home and we had the pleasure of working with Farooq Ghulam. He is a great and devoted broker and completed our remortgage just in time. Thank you again and we will be sure to come back to him."
Remortgage Client
Remortgage · Adviser: Farooq
Remortgage
"Remortgaging felt daunting until I spoke to Ash. He found us a much better rate and handled everything from start to finish."
James R.
Remortgage · Adviser: Ash
Ready when you are
Speak to an adviser today.
Whether you're buying your first home, planning ahead or protecting what matters most — our advisers are here to help, on your terms.