Cover designed around you
Every family is different. We take time to understand your situation, your liabilities, and the lifestyle you want to protect — then recommend cover that fits your budget and goals.
Protection
Protect what matters most.
Carefully structured life, illness and income cover to give you and your loved ones lasting peace of mind.
The right protection plan can mean the difference between a difficult chapter and a financial crisis. We help you understand the options clearly — what's actually covered, what isn't, and what represents real value for your circumstances.
- Term and whole-of-life assurance
- Critical illness cover
- Income protection insurance
- Family income benefit
- Business protection and key person cover
Trust planning
Where appropriate, we help arrange protection policies in trust so that proceeds reach your loved ones quickly and outside of your estate.
Protection education
Why Protection Matters
Many clients find this short video helpful before discussing protection options with an adviser.
This video is provided for general information purposes only and does not constitute financial advice.
Risk Reality Tool
Understand Your Financial Risks
Our Risk Reality tool is designed to help you better understand the possible financial impact of life events such as illness, loss of income or unexpected changes in circumstances. It provides general educational guidance and can help identify areas where additional planning or protection may be worth considering.
This tool is provided for general information purposes only and does not constitute financial advice.
Would you like to discuss your results with an adviser?
Client stories
What our clients say
Rated 5.0 by our clients
Protection
"I needed help with a life insurance policy and James got the perfect policy for me. He explained and went through the questionnaire so I understood everything with one phone call, which took no longer than 30 minutes. I would definitely recommend Red Kite to anyone I know. Thank you James."
Joanne Martin
Life Insurance · Adviser: James Cox
Protection
"James was recommended to me by a friend and was brilliant with helping me sort out income protection. He was so friendly and professional. James also listened to what I was looking for and came back with the best quotes and helped me choose the most appropriate cover. Everything was explained in great detail. I would highly recommend and will certainly be looking to sort out other insurances with him in the near future. Thank you so much."
Cara Huggett
Income Protection · Adviser: James Cox
Ready when you are
Speak to an adviser today.
Whether you're buying your first home, planning ahead or protecting what matters most — our advisers are here to help, on your terms.