Tax-aware structuring
We work alongside your accountant to ensure ownership structure suits your tax position. We don't provide tax advice ourselves but coordinate seamlessly with your existing professionals.
Buy-to-Let
From your first investment property to growing a portfolio, we deliver buy-to-let mortgage strategies that scale with your ambitions.

Buy-to-let lending has its own rules — stress tests, rental coverage ratios and lender criteria differ widely. We compare specialist lenders alongside high-street options to recommend the most cost-effective structure for your investment.

We work alongside your accountant to ensure ownership structure suits your tax position. We don't provide tax advice ourselves but coordinate seamlessly with your existing professionals.
As your portfolio grows, you need a lender strategy that grows with it. We track your refinancing dates and proactively review your position each year.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages
Client stories
"Right from the start, James Cox was friendly, helpful and knowledgeable. Steering us in the right direction and getting our mortgage sorted with no fuss. When our lender dropped their rates, James was right on top of it, sorting a new deal in days and saving us money. We have nothing but praise for his service and we would highly recommend James to friends and family."
Oliver & Gemma Ross
Mortgage Advice · Adviser: James Cox
"It has been a breath of fresh air to work with Jaimee, as a First Time Buyer I was anxious to find the right broker who would guide me through the process of securing my first mortgage. Jaimee has been absolutely outstanding. Her knowledge, expertise and communication have been invaluable throughout."
Eliza
First Time Buyer Mortgage · Adviser: Jaimee
"We started our house buying journey back in March and Geraint has been absolutely phenomenal. We literally couldn't have done it without him. He talked us through the entire process and made sure we understood everything completely."
Chloe & Luke
Mortgage Advice · Adviser: Geraint
"We used Dave from Red Kite for our initial mortgage application. He explained the pros and cons of mortgage options and made the whole mortgage process easy to understand. When it was time to remortgage 5 years later, we did not hesitate to contact him once again."
Emma
Mortgage & Remortgage · Adviser: Dave
"We have brought our first home recently and Sanjeev was our mortgage adviser. As first-time buyers and we cannot express how grateful we are, he has talked us through every step of the buying process. Sanjeev is very knowledgeable and made the whole process less stressful. I would recommend Sanjeev of Red Kite to all customers that are purchasing their first home."
Mr Ajay Singh & Mrs Amrit Kaur
First Time Buyer Mortgage · Adviser: Sanjeev
"The lovely Trish Knight has been my mortgage advisor for over 20yrs now. She was recommended to me by a friend of mine. Trish is so approachable and has a no nonsense and transparent work ethic. She always wants to know how it is so I don't borrow above my ability to pay back. Trish is always on the end of the phone if I have any queries. Trish has a friendly, positive yet always professional attitude and I always feel at ease chatting with her. I have recommended Trish to many other of my friends who she has secured mortgages for and will continue to do so."
Esther Vale
Mortgage Advice · Adviser: Trish
"Max Tucker was amazing! I had tricky circumstances and he made the whole mortgage process less stressful, all the way through to offer. He even helped me complete my Legal pack. 10 out of 10."
Rebecca Morley
Mortgage Advice · Adviser: Max
"I would like to provide feedback for Jade Howard who helped us with our mortgage when buying our dream home. She provided fantastic service throughout, was super knowledgeable and made a typically stressful situation very easy. Would highly recommend."
Ashleigh
Mortgage Advice · Adviser: Jade
"Jade's been brilliant from start to finish with helping me get my mortgage. Couldn't thank her enough."
Darell Turner
Mortgage Advice · Adviser: Jade
"I wanted to share some feedback for our broker Jade who has gone above and beyond with making our mortgage application seamless and as stress free as possible. We would never trust anyone else with this and have recommended Jade to a number of our friends and family."
Sadie Bates
Mortgage Advice · Adviser: Jade
"We were looking to remortgage our home and we had the pleasure of working with Farooq Ghulam. He is a great and devoted broker and completed our remortgage just in time. Thank you again and we will be sure to come back to him."
Remortgage Client
Remortgage · Adviser: Farooq
"What really stood out was how proactive and attentive Laurence was. He regularly checked in to see how things were progressing on my end, even when there were no major updates, just to make sure I felt informed and reassured. Whenever there was any movement, whether it was an update from the lender, a document request, or a shift in timelines, he communicated it clearly and promptly, so I was never left wondering what was happening. It never felt like just a transaction, he genuinely cared about getting the best outcome for me and my family. I couldn't recommend Laurence highly enough. His professionalism, communication, and genuine commitment made what could have been a stressful experience feel smooth and manageable."
Blessing B.
Mortgage Advice · Adviser: Laurence
"Remortgaging felt daunting until I spoke to Ash. He found us a much better rate and handled everything from start to finish."
James R.
Remortgage · Adviser: Ash
Ready when you are
Whether you're buying your first home, planning ahead or protecting what matters most — our advisers are here to help, on your terms.