Confidence from the start
We provide a written Mortgage in Principle so you can offer on properties knowing exactly where you stand. Estate agents take you more seriously when you're prepared.
First-Time Buyer
Your first home, made achievable.
Buying your first property can feel overwhelming. We make every step clear — from affordability to keys in hand.
Our first-time buyer specialists explain the process in plain English, calculate exactly what you can borrow, and present mortgage options from across the market. We'll work with your timeline, not the other way around.
- Affordability and deposit planning
- Access to first-time buyer schemes and shared ownership
- Help selecting the right product type and term
- Coordination with solicitors and estate agents
- Support with surveys, valuations and legal steps
No question is too small
From understanding stamp duty to choosing fixed vs tracker, we'll talk you through everything as many times as you need.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments
Client stories
What our clients say
Rated 5.0 by our clients
First Time Buyer
"It has been a breath of fresh air to work with Jaimee, as a First Time Buyer I was anxious to find the right broker who would guide me through the process of securing my first mortgage. Jaimee has been absolutely outstanding. Her knowledge, expertise and communication have been invaluable throughout."
Eliza
First Time Buyer Mortgage · Adviser: Jaimee
Mortgage
"We started our house buying journey back in March and Geraint has been absolutely phenomenal. We literally couldn't have done it without him. He talked us through the entire process and made sure we understood everything completely."
Chloe & Luke
Mortgage Advice · Adviser: Geraint
First Time Buyer
"We have brought our first home recently and Sanjeev was our mortgage adviser. As first-time buyers and we cannot express how grateful we are, he has talked us through every step of the buying process. Sanjeev is very knowledgeable and made the whole process less stressful. I would recommend Sanjeev of Red Kite to all customers that are purchasing their first home."
Mr Ajay Singh & Mrs Amrit Kaur
First Time Buyer Mortgage · Adviser: Sanjeev
Ready when you are
Speak to an adviser today.
Whether you're buying your first home, planning ahead or protecting what matters most — our advisers are here to help, on your terms.